Personal Deposit Rates
United Republic Bank Personal Checking and Savings Rates
APYs are accurate as of 11/01/2024 |
|---|
|
* Checking/Savings Products
|
Tiers
|
Minimum to Open
|
Minimum balance to obtain APY
|
Interest Rates
|
Annual Percentage Yield (APY)
|
|
UR Time Checking 1
|
$0 - $5,000
|
$50
|
$0
|
3.92%
|
4.00%
|
|
|
$5,000.01 & Over
|
$50
|
$5,000.01
|
0.50%
|
4.00% - 1.50%
|
|
Rewards Checking 2
|
$0 - $20,000
|
$50
|
$0
|
3.44%
|
3.50%
|
| |
$20,000.01 & Over |
$50 |
$20,000.01 |
0.50% |
3.50% - 1.25% |
|
Money Market
|
$0 - $9,999.99
|
$1,000
|
$0
|
0.15%
|
0.15%
|
| |
$10,000 - $99,999.99
|
$1,000
|
$10,000
|
0.75%
|
0.75%
|
| |
$100,000 & Over
|
$1,000
|
$100,000
|
1.00%
|
1.00%
|
|
High Yield Money Market
|
$0 - $24,999.99
|
$100,000
|
$0
|
0.50%
|
0.50%
|
| |
$25,000 - $99,999.99
|
$100,000
|
$25,000
|
0.50%
|
0.50%
|
| |
$100,000 - $249,999.99 |
$100,000 |
$100,000 |
1.49% |
1.50% |
| |
$250,000 - $499,999.99 |
$100,000 |
$250,000 |
1.98% |
2.00% |
| |
$500,000 - $999,999.99 |
$100,000 |
$500,000 |
2.08% |
2.10% |
| |
$1,000,000 & Over |
$100,000 |
$1,000,000 |
2.23% |
2.25% |
|
Grow UR Savings 3
|
|
$0
|
$0
|
0.25%
|
0.25%
|
|
Republic Savings
|
|
$100
|
$0
|
0.25%
|
0.25%
|
|
Health Savings
|
$0 - $2,499.99
|
$250
|
$0
|
0.05%
|
0.05%
|
| |
$2,500 - $9,999.99
|
$250
|
$2,500
|
0.10%
|
0.10%
|
| |
$10,000 - $24,999.99
|
$250
|
$10,000
|
0.20%
|
0.20%
|
| |
$25,000 & Over
|
$250
|
$25,000
|
0.25%
|
0.25%
|
* Your interest rate and APY are subject to change after opening. Monthly fees may apply if the daily balance drops below the minimum opening balance. Fees may reduce earnings.
1 - Must have 50 years of life to qualify. Customer must have a monthly direct deposit into account along with 10 debit transactions per month to earn 4% APY, otherwise the APY will be reduced to 0.50% on the entire balance for the month.
2 - Customer must have a monthly direct deposit into the account, along with 20 debit card transactions per month and e-statements to earn the APYs shown, otherwise the APY will be reduced to 0.05% on the entire balance for the month.
3 - Must be 18 years of age or younger to qualify.
United Republic Bank Personal Certificate of Deposit Rates
APYs are accurate as of 11/01/2024 |
|---|
|
** Regular and Retirement Time Certificates
|
Minimum to Open
|
Minimum balance to obtain APY
|
Interest Rates
|
Annual Percentage Yield (APY)
|
|
1-month
|
$1,000
|
$1,000
|
0.10%
|
0.10%
|
|
6-month
|
$1,000
|
$1,000
|
4.40%
|
4.50%
|
|
12-month
|
$1,000
|
$1,000
|
3.92%
|
4.00%
|
|
18-month
|
$1,000
|
$1,000
|
2.23%
|
2.25%
|
|
24-month
|
$1,000
|
$1,000
|
2.96%
|
3.00%
|
|
36-month
|
$1,000
|
$1,000
|
2.96%
|
3.00%
|
|
48-month
|
$1,000
|
$1,000
|
2.47%
|
2.50%
|
|
60-month
|
$1,000
|
$1,000
|
2.23%
|
2.25%
|
Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily
** A penalty may be assessed for early withdrawal.
Business Deposit Rates
United Republic Bank Business Checking and Savings Rates
APYs are accurate as of 11/01/2024 |
|---|
|
* Checking/Savings Products
|
Tiers
|
Minimum to Open
|
Minimum balance to obtain APY
|
Interest Rates
|
Annual Percentage Yield (APY)
|
|
Business Interest Checking
|
|
$100
|
$100
|
0.05%
|
0.05%
|
|
Business Money Market
|
$0 - $9,999.99
|
$1,000
|
$0
|
0.15%
|
0.15%
|
| |
$10,000 - $99,999.99
|
$1,000
|
$10,000
|
0.75%
|
0.75%
|
| |
$100,000 & Over
|
$1,000
|
$100,000
|
1.00%
|
1.00%
|
|
Business High Yield Money Market
|
$0 - $24,999.99
|
$100,000
|
$0
|
0.50%
|
0.50%
|
| |
$25,000 - $99,999.99
|
$100,000
|
$25,000
|
0.50%
|
0.50%
|
| |
$100,000 - $249,999.99
|
$100,000
|
$100,000
|
1.49%
|
1.50%
|
| |
$250,000 - $499,999.99 |
$100,000 |
$250,000 |
1.98% |
2.00% |
| |
$500,000 - $999,999.99 |
$100,000 |
$500,000 |
2.08% |
2.10% |
| |
$1,000,000 - $2,499,999.99 |
$100,000 |
$1,000,000 |
2.23% |
2.25% |
| |
$2,500,000 - $4,999,999.99 |
$100,000 |
$2,500,000 |
2.47% |
2.50% |
| |
$5,000,000 & Over |
$100,000 |
$5,000,000 |
2.96% |
3.00% |
|
Business Savings
|
|
$100
|
$100
|
0.25%
|
0.25%
|
* Your interest rate and APY are subject to change after opening. Monthly fees may apply if the daily balance drops below the minimum opening balance. Fees may reduce earnings.
|
United Republic Bank Business Certificate of Deposit Rates
APYs are accurate as of 11/01/2024
|
|---|
|
** Regular Time Certificates
|
Minimum to Open
|
Minimum Balance
to obtain APY
|
Interest Rates
|
Annual Percentage Yield (APY)
|
|
1-month
|
$1,000
|
$1,000
|
0.10%
|
0.10%
|
|
6-month
|
$1,000
|
$1,000
|
4.40%
|
4.50%
|
|
12-month
|
$1,000
|
$1,000
|
3.92%
|
4.00%
|
|
18-month
|
$1,000
|
$1,000
|
2.23%
|
2.25%
|
|
24-month
|
$1,000
|
$1,000
|
2.96%
|
3.00%
|
|
36-month
|
$1,000
|
$1,000
|
2.96%
|
3.00%
|
|
48-month
|
$1,000
|
$1,000
|
2.47%
|
2.50%
|
|
60-month
|
$1,000
|
$1,000
|
2.23%
|
2.25%
|
Jumbo deposits are negotiable | Bank has the right to limit deposits | All rates listed may change daily
** A penalty may be assessed for early withdrawal.
|
FDIC-Insured - Backed by the full faith and credit of the U.S. Government